Congratulations on your decision to learn about the Wealth Masters International business opportunity. To simplify the process of discovering what this opportunity is all about, I have organized the information into 3 sections:
REQUIRED READING: Please read through. There are 3 parts:
1. Introduction
2. Products; (WAP, M1, M2, M3)
3. Start Up Cost (investment & starting business)
Wealth Masters International INTRODUCTION

Meet Our Founders
Wealth Masters was founded by Kip Herriage and Karl Bessey. The combination of their unique experience and diverse backgrounds formed the unusual vision of Wealth Masters International.

Kip Herriage Founder & CEO

The Wall Street Genius behind Wealth Masters International.
With six degrees and licenses, Wealth Masters International CEO Kip Herriage was a financial advisor for over 15 years. At 28 he was managing over $70 million and was the youngest person ever to reach the position of Vice President at one of the largest financial firms on Wall St. Before retiring in 1999, Kip assisted seven companies IPO's go public on Wall Street After witnessing first hand how his ultra-wealthy clients were given access to countless opportunities that the average person didn't even know exist, Kip set out to level the playing field by founding Wealth Masters International.

Karl Bessey Founder & President
Karl is a self-admitted blue-collar guy spending over 22 years in the underground coal mines in Utah. Over the last seven years Karl has been a top producer and award-winning marketer in the direct sales arena. As the President of Wealth Masters International, Karl is honored to share all he's learned over the last decade in the sales and marketing arena.
"Creating success and wealth in others" is what Wealth Masters International is all about.

PRODUCTS OVERVIEW
Wealth Acceleration Program (WAP) - FREE Registration

Our Wealth Acceleration Program is absolutely amazing!!!  Simply register your client at no cost.  your client will receive a no obligation custom wealth proposal.  Your client will be completely amazed!  When your client proceeds, you typically make $1,000!!!

This Is How It Works!

Our Wealth Acceleration Program has been refined over the past 15 years to become the financial planning model for the 21st century. You simply register your client at no cost.  Our financial experts will develop a free no obligation personalized wealth acceleration solution for your client.  Your client can analyze the proposal, ask as many questions as he or she likes and make any adjustments to meet any of his or her needs.  The typical household using our program is out of debt including their car loans, credit cards and mortgage in 8 to 12 years instead of 25 to 30.  They save about $200,000 in interest charges while making the same monthly payments.  This is a life changing event.  For each client that decides to capitalize on the tremendous benefits offered through our program, you will typically earn between $500 and $2,500 commission.

• The Wealth Acceleration Program financial advisors help Wealth Masters International clients restructure their financial affairs with a personal plan for complete debt relief in as short a time as possible. Mortgage, credit cards, auto loans, student loans, paid off in 8-12 years, paying the same monthly payment. The average mortgage savings is over $200,000 in interest alone!
• If credit score is a challenge, our attorney-backed credit restoration process is used. In 4-6 weeks, credit score will increase 80-100 points or more. If help is needed with debt or IRS negotiation, Wealth Masters International alliances go to work for you.
• Following the completion of the WAP, each client receives a personal lifestyle design plan, with an exact roadmap for every month and year going forward.
• The M1 Masters Program - Our CD program featuring THE experts is delivered directly to all M1 Members.

• The country's top-ranked tax expert now works for you.
• Are you owed a tax refund? Our tax recovery program will show you exactly how much you will receive back in less than 4 weeks.
• Lower your income taxes, legally and lawfully, by the maximum amount . . . forever (business AND personal)!
• Using the Wealth Acceleration Program, normal cash flow increase per household is between $200-$1,000+ per month.

• Our strategies free up your hidden resources.
• Financial advisors standing by . . . Wealth Masters International lifetime support
• You need about 3-6 months income to pay your bills in emergency situation. We show you how to create this reserve.

• Is your family properly protected? Do you have adequate life insurance to cover the loss of income in case of death of the provider?
• We live in a lawsuit-happy society - are you ready should someone sue you?
• Have you heard about Nevada Corporations?
• Are your business assets properly protected?
• Do you have a trust or a living will?
• Are your family’s hard-earned assets exposed to the predators that prey on them? The Wealth Masters International experts, the Masters Program, and lifetime membership guide you each step of the way.

• Build long-term legacies with time-tested expertise
• Invest like the wealthy and well-connected
• Fully funded college accounts
• Early retirement on YOUR terms
• "Baby boomers need over $1 million to be able to retire." Do you have enough time to save for your retirement?
• Make your financial dreams become a reality!
• YOU ARE INVITED TO ATTEND OUR M2 FINANCIAL CONFERENCE” TO SEE HOW YOU CAN MAXIMIZE YOUR WEALTH BUILDING STRATEGIES!!!!

• M3 Lifestyle Experience membership. A life of affluence.
• Lifetime access to all Wealth Masters International alliances, your trusted partner for complete freedom in every area of your life
• Great health for your entire family!
• Personal empowerment!
• Six-figure career opportunity!
• And much more! Wealth Masters International is your partner for life!

Wealth Acceleration Program Consultant Commissions

As a WAP consultant, you earn .5% commission on the total amount of interest saved in finance charges on each client you enroll.  The typical household using our WAP saves $200,000 in finance charges.  This is how it works
-Your Client Saves $100,000: Your commission = $500
-Your Client Saves $200,000: Your commission = $1000
- Your Client Saves $500,000: Your commission = $2500    

**NEW**M1 Masters Program Retail $1,995.00 U.S.D

Foundation. A solid financial future requires a firm foundation. The M1 Masters Program gives you the tools to build your financial future by providing specific, tested guidance to getting your financial house in order. This unique program guides you through the fundamental steps to building a solid financial future. You will learn to consolidate your debts, prepare for the type of retirement you deserve, gain access to powerful alliances with hand-selected businesses and individuals in many industries, and Much more. Through the M1 Masters Program, you will begin your path to wealth, security, and balance in all areas of your life.

The M1 Program consists of five primary components. Here's what the M1 Masters Program includes:

·        Tax Strategies for Business Professionals.

·        The M1 Masters Program on personal finance and personal development. (8 CD's)

·        More Heart than Talent' Book and CD by renown speaker and author Jeffery Combs.

·        The 'Entity Secrets Revealed' guide on asset protection.

·        Lifetime membership to the Wealth Masters "Private Access" web site where you will get up-to-date information and tools associated with the M1 Program, providing you with cutting edge education on debt relief, financial planning, taxes, and asset protection.

Lifetime membership to over a dozen exclusive alliances that Wealth Masters International has created with the best of the best in the financial industry.

·        Back taxes: 6 out of 10 people get a tax refund for back taxes, average refund is over $10K.

·        Debt reconstruction: Average home owner is debt free within 8-12 years, including their mortgage with average savings of $200,000 in interest through the WAP (Wealth Acceleration program)

·        Business Incorporation/Asset Protection services.

·        Tax Advice, Planning, and IRS assistance.

·        Debt relief, mediation, and reconstruction.

·        Comprehensive Financial Planning.

The entry level M1 Program will help take any entrepreneur's career to the next level with little-known, yet extremely important information like...

·        How to become the leader other people are looking for.

·        How to develop the critical and very real, "millionaire mindset".

·        How to easily glide through the adversities and challenges that arise in your business.

·        How to identify your personal weak points and strengthen them.

·        Why you should incorporate and why it shouldn't be done in your home state.

·        How to protect your personal assets like your home and your cars from greedy lawyers and the IRS.

·        How to use "incorporation" to improve your marketing results.

·        How and why having a simple dinner and night at the movies with funds from your business account can completely ruin any protection a corporation would have provided you.

·        How to document and bullet-proof your records from the IRS forever.

·        How to legally deduct entertainment expenses like golf, theatre, and sporting events.

·        How to produce tax-free income with a home office.

·        How to operate your business like a business, and not a hobby.

·        How to save 40% on all social security taxes by incorporating.

·        And much, much more...

As an entrepreneur yourself, I'm sure you can see the extreme value information like this can provide not only you, but anyone looking to achieve true wealth.

An M1 membership could literally save or put HUNDREDS of thousands of dollars in your customers pocket over the next 10-20 years.

M1 (Retail $1,995 USD) Consultant Commissions (All curency based on U.S Dollars)

M1 Master Program	Master consultant
# of M1 Sales That Qualify	All Sales
Price:	$1,995
Your Commission:	$1,000
Wholesale send to WMI	$995
Infinity Paid to Sponsor Consultant	$400

*Infinity Bonus example: Once you have just 5 qualified M2 Master Consultants working under you each averaging 4- M1 sale per month, you would earn $8,000 each month in residual income.

M2 Wealth Conference Retail $8,995.00 U.S.D
Upcoming - March 27-31 2010, Boca Raton, FL
 
The M2 Wealth Conference will provide you with all of the information, expertise, and tools needed to grow your money just like the most affluent do. The truly wealthy know how to grow their net worth and literally make money in their sleep. The M2 Wealth Conference will help you understand exactly how they do it! During this luxurious four day M2 Wealth conference, you will learn that it's not just how much you earn, but what you learn that creates lasting wealth.

World Renowned Financial Experts

The M2 Wealth Conference features both Alliance members from the M1 Masters Program and exclusive access to world renowned experts from a variety of important fields. These experts have been chosen for their proven results-oriented track records, and cutting edge strategies in such fields as world economics, politics, business, and alternative health, and you will have the opportunity to meet personally with them. Imagine an audience with the world's top financial authorities, CEO's, and renowned keynote speakers. This is a RARE and UNPRECEDENTED OPPORTUNITY TO RUB SHOULDERS WITH THE ELITE MONEY PROFESSIONALS OF OUR TIME as they demonstrate 20 year+ track records of success in every key financial arena.You will truly be learning from the best!

Most of us have been taught to believe that more income will make us wealthier, but in fact, it is not only how much you earn, but what you learn and what you have access to that creates lasting wealth.

Donald Trump, Warren Buffet, and Robert Kiyosaki all teach that there are two ways to really create wealth:

1) Own your own business or intellectual property, and/or

2) Have your money working hard for you.

Unless you are making money in your sleep and your net worth is growing with or without you actually working for it, you still do not understand what the ultra-wealthy know and what they do daily to build their wealth. This is also what you must do!

The majority of us have no idea how to invest or what to invest in and we are almost always the last to know about trends and opportunities in the marketplace. By the time the general public hears about a stock or investment through Forbes, Money Magazine or other outlets, it is really old news to the ultra-wealthy and well-connected and has much less upside.

Let's face it though. While most of us know that investing is important, the majority think that it is too confusing, uninteresting, or feel that we simply don’t have the time to really understand it.

The M2 wealth conference is designed to make achieving this understanding fun, interesting and financially rewarding. Enjoy luxurious accommodations during this exclusive four-day conference. It is a must for anyone who desires to understand domestic and global market trends.  As an M2 participant you will learn about wealth creation strategies that until now were typically reserved for the elite few.

As an M2 attendee you will also hear from an array of speakers with expertise in the areas of world economics, politics, business, and alternative health. Being privileged to meet privately with these experts, participants implement strategies that truly accelerate the wealth accumulation process. These are the exact strategies that have been utilized by the well-connected for decades.

Your clients will learn about wealth creation strategies that up until now have only been reserved for the very wealthy and well connected.
M2 (Retail $8,995 USD) Consultant Commissions

M2 Wealth Conference	Consultant	Master Consultant
# M2 Sales Qualify	1-10	11 and Above
Price	$8,995	$8,995
Your Commission	$3,000	$5,000
Wholesale Sent to WMI	$5,995	$3,995
Infinity Paid to Sponsor	$3,000	$1,000

*Infinity Bonus example: Once you have just 5 qualified M2 Master Consultants working under you each averaging 2- M2 sale 2 per month, you would earn $10,000 each month in residual income.

M2 Platinum Program Combined M1 & M2 Price: $8,995 USD)
*Please pay close attention here, if you buy Platinum program you will get FREE M1 SAVE $1,995

Platinum Program	Consultant	Master Consultant
# of Platinum Sales qualify	1-10	11 and above
Price	$8,995	$8,995
Your Commission	$3,000	$4,000
Whole sale sent to WMI	$5,995	$4,995
Infinity Bonus Paid Sponsor	$2,300	$1,400

*When you purchase the "Platinum Program", You will immediately be promoted to the higher paying position of Master Consultant for the M2 Program!

M3 Lifestyle Experience Retail: $12,995.00 U.S.D
Most Recent M3 July 2009 - Dominican Republic

The M3 facilitates your transformation into a Millionaire.  With an exclusive membership, connection to the ultra-wealthy and private investments, and ultimately a 5-star international conference, M3 completes your 360 degrees of financial security and vision.  When money is no longer an issue and your basic needs are met, you can finally take yourself to the next level of living. The M3 lifestyle experience places our members on the fast track to unprecedented accomplishments and a life of fulfillment with complete prosperity and abundance. 





Start your M3 experience now by closing your eyes for a moment and visualizing:

Visualize your life with absolute prosperity…living how and where you want to…a life of legacy…no regrets…of more than enough…fulfilling relationships, abundance, peace of mind and true happiness. Now imagine that everyone you care about is with you…surrounded by the same abundance…that is how life is intended to be lived.

The M3 lifestyle experience is the third ingredient in creating our 360 degrees of vision with you. Gone are the days where your reality is any different than the picture you just created. Abundance is everywhere and your ability to tap into it is here.

Your M3 lifestyle experience is held once a year in gorgeous, 5 star resorts around the world. This all-inclusive experience is nothing short of transformational. You will be enveloped in beautiful surroundings where you will feel the abundance as you hear from top personal growth coaches and wellness experts from around the globe. You will come to understand and experience your true power and raise the level of your success both personally and financially with your purpose becoming more and more clear.

As an M3 participant you will also have the privilege of continuing to grow your wealth. You will have access to wealth creation opportunities as they become available throughout the year. Every 60 seconds someone in the world becomes a millionaire. Some do it slowly. Others do it through leverage more quickly like we offer here. You will love how you are evolving and starting to give back.

M3 (Retail $12,995 USD)

M3 Lifestyle Experience	Consultant	Master Consultant
# of M3 Sales that qualify	1-10	11 and above
Price	$12,995	$12,995
Your Commission	$5,000	$7,500
Wholesale sent to WMI	$7,995	$5,495
Infinity paid to Sponsor	$4,000	$1,500

Infinity Bonus example: Once you have just 5 qualified M3 Master Consultants working under you each averaging 1 - M3 sale per month, you would earn $7,500 each month in residual income.

Platinum Plus Program Combined M1 + M2 + M3 Price: $19,995 USD)
*Please pay close attention here, When you purchase the "Platinum Plus" Program you will be immediately promoted to the higher paying position of Master Consultant of the M1, M2, & M3. In addition you buy Platinum Plus Program you will SAVE $3,995

Platinum Program	Consultant	Master Consultant
# of Platinum Plus Sales qualify	1-10	11 and above
Price	$19,995	$19,995
Your Commission	$8,000	$10,000
Whole sale sent to WMI	$11,995	$9,995
Infinity Bonus Paid Sponsor	$4,400	$2,400

*Consultants can be paid directly for the Platinum (M1 & M2) portion of Platinum Plus. However, the M3 portion ($11,000) is to be sent directly to Wealth Masters International by the new member in form of a cashiers check.  All M3 commissions are paid out to the consultants bi monthly from the Wealth Masters International home office.